Non-Performing Loans – Journal of Research Innovation and Implications in Education

Effect of Credit Risk Management Practices on the Financial Performance of Listed Commercial Banks on the Rwanda Stock Exchange

By JRIIE | July 19, 2026

Josee Ishimwe & Tarus ThomasUniversity of Kigali, RwandaEmail: ishimwejosee66@gmail.com Abstract: This study examined the effect of credit risk management practices on the financial performance of commercial banks listed on the Rwanda Stock Exchange (RSE), focusing on operational risk, default risk, and liquidity risk as determinants of Return on Assets (ROA). A correlational research design and…

Effect of Non-Performing Loans on Financial Performance of Selected Commercial Banks in Rwanda Stock Exchange within the Period 2019-2023

By JRIIE | April 19, 2025

Niyonsaba Fabien & Thomas TarusUniversity of Kigali,https://orcid.org/0009-0003-6142-5758Email: niyonsabaf282@gmail.com Abstract: The study was about effect of non-performing loans on financial performance of selected commercial banks in Rwanda stock exchange within the period of 2019-2023. The level of financial performance every year was high and regression analysis revealed that Non-Performing Loans ratio has a positive coefficient of…

An Alternative Ratio to Measuring a Bank’s Asset Quality

By JRIIE | June 14, 2019

Dr. Gisanabagabo Sebuhuzu Adventist University of Central Africa (AUCA), Rwanda gisanabagabo@yahoo.fr Received June 6, 2019; Accepted June 13, 2019 Abstract: The benchmark that is internationally accepted in measuring asset quality using non-performing loans (NPLs) ratio is between 1 – 3 percent. In Rwanda it is 5 percent. This ratio might present deficiencies due to its…