Financial Literacy – Journal of Research Innovation and Implications in Education

Financial Literacy and Operational Performance of Small and Medium Enterprises in Rwanda: A Case of Manufacturing SMEs in Gasabo District

By JRIIE | June 11, 2026

Grace Niyonsaba & Thomas TarusUniversity of Kigalihttps://orcid.org/0009-0006-0686-4821Email: graceniyo1992@gmail.com Abstract: The goal of the study was to assess the effect of financial literacy on the operational performance of SMEs in Rwanda. For this study, descriptive and correlation analyses were used. A descriptive research design employed a wide range of research methods. A descriptive study was also…

Effect of Financial Literacy on Effective Investment Decision-Making among Small and Medium Enterprises (SMEs) Managers in Rwanda: A Case Study of SMEs in Kayonza District

By JRIIE | April 26, 2025

Justine Muhongerwa & Tarus ThomasUniversity of KigaliEmail: mujustine45@gmail.com Abstract: This study investigates the effect of financial knowledge on the investment decisions-making among Small and Medium Enterprises (SMES) Managers in Kayonza District, Rwanda. A descriptive research design was employed, utilizing both quantitative and qualitative methods to collect data. The target population consisted of 289 individuals, and…

Effect of Financial Literacy on the Growth of Small and Medium Enterprises in Rwanda: A Case of Selected Small and Medium Enterprises in Nyarugenge District

By JRIIE | April 16, 2025

Muroruhirwe Euphrosine & Thomas TarusUniversity of Kigali,https://orcid.org/0009-0008-0656-1702Email: mureuph@gmail.com Abstract: Financial literacy has been highlighted as a key driver for the growth of small and medium enterprises. However, there is a dearth of empirical research on this study in Rwanda, and specifically in Kigali city. The study examined the effect of financial literacy on the growth…