Credit Risk Management – Journal of Research Innovation and Implications in Education

Effect of Credit Risk Management Practices on the Financial Performance of Listed Commercial Banks on the Rwanda Stock Exchange

By JRIIE | July 19, 2026

Josee Ishimwe & Tarus ThomasUniversity of Kigali, RwandaEmail: ishimwejosee66@gmail.com Abstract: This study examined the effect of credit risk management practices on the financial performance of commercial banks listed on the Rwanda Stock Exchange (RSE), focusing on operational risk, default risk, and liquidity risk as determinants of Return on Assets (ROA). A correlational research design and…

Loan Portfolio Management and Financial Performance of Financial Institutions in Rwanda: A Case of Access Bank

By JRIIE | March 31, 2025

Umutesi Shamsi & Kato MahaziUniversity of KigaliORCID: https://orcid.org/0009-0005-7531-7314Email: shamsiumutesi@gmail.com Abstract: Despite significant progress in financial inclusion, with access to formal financial services rising, Rwandan microfinance institutions encounter critical loan-related challenges. The general objective of this study was to examine the effect of loan portfolio management on financial performance of financial institutions, specifically focusing on Access…

Credit Risk Management and Financial Performance of Savings and Credit Co-operative Organizations: A Case of Selected SACCOs in Makindye Division, Kampala Uganda

By JRIIE | November 13, 2023

Josephine Namuli & Edward Katumba SegawaUganda Martyrs UniversityEmail: jnamuli@umu.ac.ug/ esegawa@umu.ac.ug Abstract: The purpose of this paper is to assess the effect of credit risk management on the financial performance of Savings and Credit Co-operative Organizations (SACCOs) in Makindye division, Kampala. Specifically, the paper looked at how credit risk identification, credit risk assessment and credit risk…