Influence of Corporate Risk Management Practices on Commercial Bank Financial Performance in Rwanda

Influence of Corporate Risk Management Practices on Commercial Bank Financial Performance in Rwanda

Mossembaye Ndemra Felicite
University of Kigali
https://orcid.org/0009-0003-0552-0638
Email: mossembayef@gmail.com

Abstract: The general objective of this study was to examine influence of corporate risk management practices on commercial bank financial performance in Rwanda. The study sought to achieve the following specific objectives: to evaluate the influence of Risk Identification, Risk Assessment and Measurement, Risk Monitoring and Control and Risk Mitigation Strategies on bank performance at Bank of Kigali. The data were analyzed using statistical methods, primarily through the calculation of frequencies and percentages, to identify patterns and effectively summarize the findings. For this study, the sample comprised 133 employees from Bank of Kigali. The study relied on secondary data for measurements and scaling, which were applied during the data analysis process. The researcher employed quantitative methods for this study, specifically utilizing a questionnaire to collect data. The collected data were systematically analyzed using the Statistical Package for the Social Sciences (SPSS) software. The ANOVA results assessed the overall significance of the regression model in explaining variability in bank performance. The resulting F-statistic of 91.136 tests whether the model fits significantly better than one without predictors. The p-value of .000, well below the 0.05 threshold, indicates the model is highly statistically significant. Overall, the findings confirm a statistically robust, cohesive risk management system that critically supports operational efficiency and financial stability, with Risk Identification and Risk Mitigation Strategies identified as the most impactful factors.

11 Replies to “Influence of Corporate Risk Management Practices on Commercial Bank Financial Performance in Rwanda”

  1. Cette étude est indispensable pour l’évaluation en vue de l’amélioration des services au sein de la banque

  2. Cette étude est indispensable pour le suivi et l’amélioration des stratégies de travail

  3. Une étude très impeccable avec toutes ces informations possibles, cela pourrait aider d’autres personnes à pouvoir porter un œil approfondi sur ces analyses dans l’une de leurs tâches possibles.

  4. It’s an interesting topic, well done👏. Now banks can understand clearly the influence of corporate risk management practices on commercial bank financial performance not only in Rwanda but across Africa.

  5. It’s an interesting topic, well done👏. Now banks can understand clearly the influence of corporate risk management practices on commercial bank financial performance not only in Rwanda but across Africa.

Leave a Reply to Toynan Tarmadje Nadege Cancel reply

Your email address will not be published. Required fields are marked *