Non-Performing Loans – Journal of Research Innovation and Implications in Education

Effect of Non-Performing Loans on Financial Performance of Selected Commercial Banks in Rwanda Stock Exchange within the Period 2019-2023

By JRIIE | April 19, 2025

Niyonsaba Fabien & Thomas TarusUniversity of Kigali,https://orcid.org/0009-0003-6142-5758Email: niyonsabaf282@gmail.com Abstract: The study was about effect of non-performing loans on financial performance of selected commercial banks in Rwanda stock exchange within the period of 2019-2023. The level of financial performance every year was high and regression analysis revealed that Non-Performing Loans ratio has a positive coefficient of…

An Alternative Ratio to Measuring a Bank’s Asset Quality

By JRIIE | June 14, 2019

Dr. Gisanabagabo Sebuhuzu Adventist University of Central Africa (AUCA), Rwanda gisanabagabo@yahoo.fr Received June 6, 2019; Accepted June 13, 2019 Abstract: The benchmark that is internationally accepted in measuring asset quality using non-performing loans (NPLs) ratio is between 1 – 3 percent. In Rwanda it is 5 percent. This ratio might present deficiencies due to its…