The Impacts of Net Interest Rate Fluctuation on Commercial Banks’ Profitability: A Case of National Microfinance Bank
Ngasa B. Ng’humbuInstitute of Accountancy Arusha (IAA), TanzaniaEmail: ngasa.nghumbu@iaa.ac.tz Abstract: This study investigates the impact of interest rate variations on the profitability metrics of the National Microfinance Bank (NMB) during the period from 2015 to 2024, employing pivotal financial paradigms such as Market Power Theory, the Modigliani-Miller Theorem, and the Efficient Market Hypothesis. The primary…