Fintech – Journal of Research Innovation and Implications in Education

Community-Driven FinTech Models for Sustainable Development in Western Kenya

By JRIIE | January 3, 2026

William Wanyonyi WamalwaMasinde Muliro University of Science and TechnologyEmail: williamwamalwa1978@gmail.com Abstract: This study explores the contribution of community-driven financial technology (Fin- Tech) models to sustainable development in Western Kenya, a region where rural entrepreneurs face persistent barriers to financial access. Weak infrastructure, limited credit opportunities, and low digital literacy have restricted growth, deepened inequality, and…

Leveraging Community-Driven Fintech Innovations for Resilience and Inclusive Growth in Emerging Economies: Insights from Kenya

By JRIIE | November 4, 2025

William Wanyonyi WamalwaMasinde Muliro University of Science and Technology, KenyaEmail: williamwamalwa1978@gmail.com Abstract: This paper assesses how research and innovation can be streamlined to develop sustainable business models that enhance development and economic stability in Western Kenya amid rapid global economic change. The aim is to examine the transformative potential of institutional and local innovations in…